What is the Inheritance Tax threshold UK?

Published on 13/12/2024, by Qredible - Reading time: 6 mins

Most UK homeowners can pass on an extra £175,000 tax-free when leaving their main residence to children or grandchildren – potentially saving £70,000 in tax. For married couples, this saving doubles to £140,000.

What is a redundancy insurance?

Published on 11/12/2024, by Qredible - Reading time: 5 mins

Redundancy insurance is worth considering if you have significant financial commitments (like a mortgage), limited savings, or work in an unstable industry. With costs typically ranging from £3-£5 per £100 of monthly benefit, it can provide valuable protection covering up to 65% of your salary for 12-24 months.

How much does it cost to make a will?

Published on 10/12/2024, by Qredible - Reading time: 6 mins

While costs vary from £10 for DIY kits to £500+ for specialist wills, investing in professional legal help typically saves your estate thousands in potential future legal fees and family disputes.

Wrongful dismissal – your employment rights!

Published on 09/12/2024, by Qredible - Reading time: 5 mins

Yes. If your employer broke your contract when dismissing you, even small breaches could entitle you to thousands in compensation, regardless of how long you've worked there.

What to do if you have been wrongfully convicted?

Published on 09/12/2024, by Qredible - Reading time: 5 mins

Act quickly to file an appeal within the 28-day deadline, as delays can severely limit your chances of overturning the conviction.

Wills & Probate: What happens if an executor dies?

Published on 04/12/2024, by Qredible - Reading time: 6 mins

If an executor dies, the will remains valid, and alternate arrangements, such as appointing a backup executor or following legal probate rules, ensure the estate is managed properly.

What should you do if you are victim of bullying at work?

Published on 04/12/2024, by Qredible - Reading time: 5 mins

Document the incidents, report them promptly, and seek legal or professional support if informal resolution fails.

What is the difference between a freehold and a leasehold?

Published on 03/12/2024, by Qredible - Reading time: 5 mins

The terms freehold, leasehold and commonhold are used to describe the legal tenure, or basis of ownership of a property, whether it is a building or a piece of land. If you go house hunting, you may notice that for one property you have the opportunity

How to renew a driving licence?

Published on 02/12/2024, by Qredible - Reading time: 5 mins

It is a simple chore we need to do once every ten years, so it is an easy process to forget about! However, renewing your driving licence is an essential legal responsibility. Not to mention that you can face a fine of £1,000 for driving with an expired licence.

What is the difference between decree nisi and decree absolute?

Published on 02/12/2024, by Qredible - Reading time: 6 mins

Divorce proceedings are comprised of many complicated applications and steps. In the United Kingdom, the decree nisi and the decree absolute comprise two of the most critical steps in successfully ending a marriage.

What does a decree NISI look like?

Published on 29/11/2024, by Qredible - Reading time: 6 mins

On average, it takes 6-8 weeks for the court to process a complete Decree Nisi application, though this can vary depending on the court's workload and whether all documentation is correctly submitted.

How long does a Decree Nisi take after application?

Published on 29/11/2024, by Qredible - Reading time: 5 mins

On average, expect 8-10 weeks from application to receiving your Decree Nisi, plus a mandatory 6-week waiting period before applying for Decree Absolute. Fast-track options aren't available as these timeframes are legally required under the UK family law.

What is a McKenzie friend?

Published on 28/11/2024, by Qredible - Reading time: 6 mins

A McKenzie friend is someone who assists a person representing themselves in court. The term originated from the landmark case McKenzie v McKenzie (1970), which paved the way for litigants to receive support without hiring a solicitor.

What is worse between ABH and GBH?

Published on 26/11/2024, by Qredible - Reading time: 6 mins

ABH (actual bodily harm) and GBH (grievous bodily harm) are offences under the Offences Against the Person Act 18611. Both are preceded by the term 'Assault occasioning…' with the ABH or GBH determined by the level of injury sustained.

What is power of attorney and how does it work?

Published on 25/11/2024, by Qredible - Reading time: 8 mins

A Power Of Attorney signs over your legal decisions and legal rights to one or more people (known as your attorneys) in the event that you are unable ...

What is Business Interruption insurance?

Published on 21/11/2024, by Qredible - Reading time: 5 mins

Most businesses discover coverage gaps only when filing a claim, often because their policy wasn't tailored to their specific operational needs and revenue structure from the start.

How to make a Subject Access Request?

Published on 20/11/2024, by Qredible - Reading time: 5 mins

Being specific and clear about exactly what information you want. Vague requests often result in delayed responses or incomplete information.

How to respond to a Subject Access Request?

Published on 20/11/2024, by Qredible - Reading time: 5 mins

Incomplete data searches. Organizations often focus on obvious digital records while overlooking less traditional sources like CCTV footage, messaging apps, or archived files, leading to non-compliance and potential legal consequences.

How much does a divorce cost?

Published on 19/11/2024, by Qredible - Reading time: 5 mins

Recent data shows uncontested divorces average £1,500-£3,000 total, while contested divorces typically cost £14,500+ with some reaching £30,000+. This 5-10x cost difference makes early agreement between parties the single biggest money-saving factor.

Do you need a solicitor when being questioned by the police?

Published on 08/11/2024, by Qredible - Reading time: 5 mins

When a crime is being investigated, the process undertaken by the police demands that they interview everyone involved. While this does not mean that every person that is interviewed is a suspect, it is essential to remember that the police are looking out for any evidence they can use.

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