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What happens if your debt has been sold to a debt collection agency?

When a creditor sells your debt to a collection agency, it can feel like you've entered a financial labyrinth. This transfer often catches debtors off guard, sparking confusion and anxiety. Understanding the process, your rights, and potential courses of action is crucial in dealing with this challenging situation. While this guide offers valuable insights, consulting a lawyer for personalized advice is recommended for complex cases. Key Takeaway: What are your rights and options when a debt collector comes calling? You...