All our legal advice articles

All our legal advice articles

Politically Exposed Person (PEP): What are the legal limitations?
Politically Exposed Person (PEP): What are the legal limitations?

Published on 31/10/2025, by Qredible - Reading time: 7 mins

The 2007 Money Laundering Regulations define a politically exposed person (PEP) as "an individual with a high profile political role or someone who has been entrusted with a prominent public function.'

Politically Exposed Person (PEP): What are the legal limitations?
Anti-Money Laundering: Small Firms and Risk Assessments
Anti-Money Laundering: Small Firms and Risk Assessments

Published on 31/10/2025, by Qredible - Reading time: 6 mins

The Financial Conduct Authority issues minimum £5,000 fines, but averages £96,000 for small businesses with inadequate risk assessment documentation.

Anti-Money Laundering: Small Firms and Risk Assessments
What Is Anti-Money Laundering (AML)? Meaning, regulations & process
What Is Anti-Money Laundering (AML)? Meaning, regulations & process

Published on 30/10/2025, by Qredible - Reading time: 7 mins

If you're wondering whether your business needs to worry about anti-money laundering rules, the answer is likely yes, and the stakes are higher than you might think.

What Is Anti-Money Laundering (AML)? Meaning, regulations & process
Can a court order be changed without going to court?
Can a court order be changed without going to court?

Published on 30/10/2025, by Qredible - Reading time: 5 mins

Court orders can be changed through consent orders or error corrections, but only 15% succeed without legal help.

Can a court order be changed without going to court?
Sexual assault vs rape: What’s the difference under UK law?
Sexual assault vs rape: What’s the difference under UK law?

Published on 29/10/2025, by Qredible - Reading time: 5 mins

Rape specifically involves rape penetration, while sexual assault covers other non-consensual sexual contact, including rape touching and other rape indecent acts.

Sexual assault vs rape: What’s the difference under UK law?
Preparing for court: What to expect? What to wear?
Preparing for court: What to expect? What to wear?

Published on 29/10/2025, by Qredible - Reading time: 6 mins

Your court date is approaching, and you're probably worried sick. What do I wear? How long will I be there? What if I say the wrong thing? These questions may keep you up at night, but courts aren’t as terrifying as they seem once you understand how they work.

Preparing for court: What to expect? What to wear?
How to take a business to small claims court for unpaid debt?
How to take a business to small claims court for unpaid debt?

Published on 28/10/2025, by Qredible - Reading time: 6 mins

Winning proves the debt exists but doesn't deliver payment. Enforcement requires separate action and additional fees.

How to take a business to small claims court for unpaid debt?
How to respond to a legal notice in the UK? Step‑by‑step
How to respond to a legal notice in the UK? Step‑by‑step

Published on 28/10/2025, by Qredible - Reading time: 5 mins

A legal notice demands chronological actions: acknowledge receipt, review carefully, diarise deadlines, gather evidence, seek legal advice, draft formally, send early, and maintain records.

How to respond to a legal notice in the UK? Step‑by‑step
International & cross-border debt recovery: UK options explained
International & cross-border debt recovery: UK options explained

Published on 27/10/2025, by Qredible - Reading time: 6 mins

International debt recovery succeeds only when reciprocal treaties exist, assets are traceable, and potential recovery exceeds legal costs.

International & cross-border debt recovery: UK options explained
How to recover unpaid invoices from another business (B2B)?
How to recover unpaid invoices from another business (B2B)?

Published on 27/10/2025, by Qredible - Reading time: 6 mins

Review your contract and calculate statutory interest. Knowing exactly what you're owed strengthens every subsequent escalation step.

How to recover unpaid invoices from another business (B2B)?
How and when to send a statutory notice? Examples & implications in UK law
How and when to send a statutory notice? Examples & implications in UK law

Published on 24/10/2025, by Qredible - Reading time: 6 mins

Statutory notices have strict timing windows; serving too early or too late renders them legally worthless.

How and when to send a statutory notice? Examples & implications in UK law
Types of court orders you can apply for in the UK family court
Types of court orders you can apply for in the UK family court

Published on 24/10/2025, by Qredible - Reading time: 7 mins

The right UK family court order depends on your specific crisis; child custody disputes, domestic abuse protection, financial maintenance, or property eviction.

Types of court orders you can apply for in the UK family court
Debt collection agency vs solicitor: what UK businesses need to know?
Debt collection agency vs solicitor: what UK businesses need to know?

Published on 23/10/2025, by Qredible - Reading time: 6 mins

Start with debt collection agencies for simple debts under £10,000; escalate to debt recovery solicitors when disputes, complexity, or court action arise.

Debt collection agency vs solicitor: what UK businesses need to know?
Court orders in the UK explained: meaning and how to apply?
Court orders in the UK explained: meaning and how to apply?

Published on 23/10/2025, by Qredible - Reading time: 7 mins

Court orders carry the full force of law; breach means enforcement through fines, bailiffs, or imprisonment regardless of personal circumstances.

Court orders in the UK explained: meaning and how to apply?
Small business debt collection: legal tools & tips
Small business debt collection: legal tools & tips

Published on 22/10/2025, by Qredible - Reading time: 5 mins

Stop funding enforcement against insolvent debtors; checking solvency first prevents throwing good money after bad and wasting months on unrecoverable debts.

Small business debt collection: legal tools & tips
Legal aid for immigration & asylum in the UK
Legal aid for immigration & asylum in the UK

Published on 22/10/2025, by Qredible - Reading time: 6 mins

Legal aid immigration covers life-threatening situations like asylum claims and deportation, not standard visa applications.

Legal aid for immigration & asylum in the UK
Business debt recovery in the UK: process, legal options & costs
Business debt recovery in the UK: process, legal options & costs

Published on 21/10/2025, by Qredible - Reading time: 7 mins

Start business debt recovery immediately after the payment deadline passes; delaying reduces your recovery chances from 80% to under 30% within just 90 days.

Business debt recovery in the UK: process, legal options & costs
How to send a letter before action (Letter of Claim) for debt?
How to send a letter before action (Letter of Claim) for debt?

Published on 20/10/2025, by Qredible - Reading time: 6 mins

You've chased payment, sent reminders, and still nothing. Now what? A Letter Before Action (LBA) is your most powerful tool before court, a formal ultimatum that often gets results where phone calls failed. Done right, it can recover your money without expensive litigation. Done wrong,

How to send a letter before action (Letter of Claim) for debt?
How to send a legal notice in the UK? Process, requirements & examples
How to send a legal notice in the UK? Process, requirements & examples

Published on 17/10/2025, by Qredible - Reading time: 5 mins

Learn what a legal notice is, how it differs from a letter before action or statutory demand, and find out how to draft and serve a legal notice correctly in the UK.

How to send a legal notice in the UK? Process, requirements & examples
Unlawful eviction & harassment from landlord
Unlawful eviction & harassment from landlord

Published on 16/10/2025, by Qredible - Reading time: 6 mins

As a tenant facing unlawful eviction, you should contact your local council housing team, report the abuse to the police, and consult a specialist solicitor to obtain legal protection.

Unlawful eviction & harassment from landlord

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