All our legal advice articles

Should you avoid making a Mirror Will?

Published on 19/08/2020, by Qredible - Reading time: 5 mins

Did you know that over 54% of adults in the United Kingdom do not have a will, or that 5.4 million people have absolutely no idea how to make a will?

Equity Release: How it works?

Published on 19/08/2020, by Qredible - Reading time: 6 mins

You may have seen adverts on TV mentioning Equity Release and how, for the over 55s mainly, it can be a great way to a more comfortable life in retirement. Rates are at the lowest they have been in recent years, but does that mean Equity Release is always a good thing? Let us explore exactly what Equity Release is and how it works.

Employment Issues: Where to find help?

Published on 18/08/2020, by Qredible - Reading time: 4 mins

Having a job is one of the most critical aspects of the lives of many people. A vast portion of the population builds their lives around their work. Due to this, it is essential to ensure that your working environment is a positive one.

Prohibited Steps Order: How can one be used?

Published on 17/08/2020, by Qredible - Reading time: 2 mins

A Prohibited Steps Order is issued under Section 8 of the Children Act 1989 which is requested by one parent to ensure that the other parent does not continue to carry out a single particular action that involves a child or children from that relationship, where that action would prohibit the other parent from fulfilling their parental responsibilities.

The UK Employment Allowance Explained!

Published on 17/08/2020, by Qredible - Reading time: 2 mins

Are you a small business owner who pays a large sum of National insurance each year? Are you aware of a scheme that can reduce this cost for your company? You may be eligible to apply for the Employment Allowance.

How many years National Insurance you need to get the full state pension?

Published on 17/08/2020, by Qredible - Reading time: 5 mins

Everyone in the UK is entitled to a State Pension once they have reached a certain age. The purpose of this pension is to make sure that everyone has as a secure source of income that will help support them through their old age. This state pension is funded through National Insurance contributions.

Is cohabitation agreement essential for unmarried couples?

Published on 14/08/2020, by Qredible - Reading time: 4 mins

There has long been a myth that if you live with someone for long enough, your relationship will be seen as a ‘common law marriage’. Nothing could be further from the truth, and sadly this is often only discovered when couples who have lived together for a number of years decide to go their separate ways.

Domestic Abuse Bill 2019-21: Is it the ultimate solution?

Published on 14/08/2020, by Qredible - Reading time: 3 mins

The COVID-19 pandemic and subsequent lockdown have led to an upheaval of society in ways that are unprecedented in the twenty-first century. Charities and helplines dedicated to combating domestic violence have reported a massive increase in calls for help and assistance during this period.

Self-Employed: How to calculate your tax?

Published on 13/08/2020, by Qredible - Reading time: 3 mins

It is more common than ever to become self-employed. With the rise of remote-working, more professionals are tuning in to the benefits of being self-employed. However, with self-employment comes new questions and challenges.; for example - how do you calculate self-employment tax?

Special Guardian: What is it exactly?

Published on 13/08/2020, by Qredible - Reading time: 6 mins

As a civilized race, the safety and wellbeing of our children are paramount. While a perfect world would see all children have two parents, sadly, for numerous reasons, that is not always the case. Worse still, for some children, they have no option but to grow up in a home without either parent.

The “decriminalisation” of rape!

Published on 12/08/2020, by Qredible | Reviewed by Dr. Donald Macfarlane - Reading time: 5 mins

According to the Telegraph, there has been a drastic drop in rape convictions where female victims of rape only have a one in 70 (1.4 per cent) chance of the offence resulting in a charge or summons; this is down from 3.3 per cent last year.

Reassessing the balance between creditor and debtor interests

Published on 06/08/2020, by Qredible | Reviewed by SBP Law - Reading time: 5 mins

On 20 May 2020, the Government published the Corporate Insolvency and Governance Bill (the “Bill”) which, under the accelerated parliamentary process, received Royal Assent on 25 June 2020. Consequently, the Corporate Insolvency and Governance Act 2020 (the “Act”) became law.

Conveyancing: Real costs of buying a house

Published on 31/07/2020, by Qredible - Reading time: 8 mins

Purchasing a house is likely the most significant financial decision you will ever make. Along with the price of the property, there is a vast range of costs associated with the purchase of a house - both before and after completion.

What is Employment and Support Allowance (ESA)?

Published on 31/07/2020, by Qredible - Reading time: 4 mins

Do you have a disability or sickness that hinders your ability to work? If so, you may qualify for the Employment and Support Allowance (ESA). The ESA is a weekly allowance. Depending on your situation, you may be eligible to receive up to...

Employees: Are you aware of your rights?

Published on 29/07/2020, by Qredible - Reading time: 6 mins

With there being such tremendous competition for many jobs, too often we focus all our energy on not only trying our very best to land our dream job but also on keeping it. The latter, however, can create unnecessary problems, often with their roots buried in fear of not wanting to do anything to upset our employer

Employee Status – A Guide for employers

Published on 29/07/2020, by Qredible - Reading time: 4 mins

As an employer, understanding employment law and the rights of your workforce is critical to minimise the risk of any employment-related problems. To get the best out of your workforce, having a good working relationship with them is essential, and if they all feel that they will be fairly treated

Life in the UK Test (LITUK) – A Comprehensive Guide!

Published on 27/07/2020, by Qredible - Reading time: 8 mins

The Life in the UK (LITUK) Test is taken by non-British persons who have generally been living in the UK for a minimum of five years. Also, those who do not have permanent resident status, who do not have any time limit set on any visa.

Divorce Financial Settlement: What can my wife claim?

Published on 24/07/2020, by Qredible - Reading time: 5 mins

When you decide to divorce or dissolve your civil partnership in the UK, there are a few different ways you can settle your divorce. You may settle your divorce by one of you agreeing to pay the other a lump sum of money, divide matrimonial assets or pay ongoing spousal maintenance

How to apply for British Citizenship?

Published on 23/07/2020, by Qredible - Reading time: 4 mins

Applying for British citizenship is an exciting new frontier for many. No matter where you come from or what your life experiences have been, re-establishing yourself as a part of British society can be a powerful and life-changing experience.

What is Capital Gains Tax?

Published on 23/07/2020, by Qredible - Reading time: 2 mins

In the United Kingdom, like many countries, there is a very complicated tax system, a series of levies imposed upon both individuals, businesses and organisations. These levies are payments that have to be made the government via Her Majesty’s Revenue & Customs (HMRC)